BANKRUPTCY

What is it?

To momentarily halt a foreclosure, even up to the day before an auction, especially when a homeowner has debts beyond their mortgage, bankruptcy might be the solution. It's a prevalent tactic to momentarily stave off foreclosure. During bankruptcy proceedings (Ch 7 & 13), a home cannot be sold, foreclosed, or auctioned.


Does it really work?

When homeowners fall behind on loan payments and face foreclosure, they sometimes resort to bankruptcy. If this occurs, the lender will seek permission from the bankruptcy court to resume foreclosure due to unpaid loans. Once approved, the protective stay from bankruptcy is lifted, and the property heads back to foreclosure and potentially auction. Therefore, while bankruptcy can effectively delay foreclosure, it's only a temporary measure.

Advantages and Disadvantages

Declaring bankruptcy can pause a home's auction, but it's not a long-term solution. It delays, rather than prevents, foreclosure and can lead to both bankruptcy and foreclosure marks on a credit report. Accumulating fees and overdue payments during bankruptcy increase the likelihood of eventual foreclosure. Short sales might be a better option for homeowners looking to alleviate financial burdens.

Unfortunately, many are not informed of this by bankruptcy attorneys and inaccurately view bankruptcy as the only option, risking dual financial hits. It's vital for homeowners to seek advice from real estate investment experts before making the significant decision of bankruptcy. Our team is ready to provide guidance on selling your home quickly to avoid foreclosure, regardless of financial circumstances.

Why work with us here at

?

Here are some of the reasons so many home sellers in contact us to buy their house. We are here to help and offer a fast closing so that you can move on with your life.

WE PAY MORE

WE PAY MORE

We buy so many houses that we save money on closing fees and the contractor fees. This allows us to offer you more.

AVOID MAKING REPAIRS

We pay cash which allows us to buy your house no matter what condition it is in.
Don't even think about fixing anything!

NO FEES

NO FEES

We don't charge any fees for our service. We simply just want to buy your house.

NO COMMISSIONS

NO COMMISSIONS

Avoid paying thousands of dollars to a real estate agent. They're not needed. We are your buyer. You don't need anyone to help you find a buyer.

CLOSE FAST

CLOSE FAST

Paying cash allows us to close super fast. If you want to close within a week, that's usually possible. If you need some time, no problem!

WE PAY CASH

WE PAY CASH

Paying cash is important. This allows us to skip the hoops banks make buyers go through. This is how we keep things simple.

What client say about us

I had been working two jobs to try to make ends meet, but I was still falling behind on my mortgage payments. I tried to work with my lender to modify my loan, but they refused. I was starting to lose hope. One day, I saw a flyer for . I called them and they were able to help me right away. This allowed me to sell my home for less than what I owed on the mortgage. I was able to keep some of the proceeds from the sale, and I didn't have to go through the foreclosure process. I'm so grateful for . They helped me to save my home and avoid foreclosure!!! I highly recommend to any property owner who is facing foreclosure.

Jeremy A.

After inheriting a run-down rental from my grandma, I was overwhelmed by nightmare tenants and endless repairs. That's when stepped in. They bought the property, handling all the issues swiftly.

made selling easy, offering a fair price and taking care of everything. Now, I'm free from the stress of property management. For any owner with property troubles, I can't recommend enough—they're lifesavers!

Jessica L.

Need to Sell Your House FAST!

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FREQUENTLY ASKED QUESTIONS

What Happens After I Send You My Property Information?

We’ll take a look at the information that you provided and may contact you by phone to get additional details about your situation and the property that you want to sell. Then, after considering all of the specifics of your home, we’ll usually be able to come up with a fair and honest all-cash offer on your property that’s a win-win for both of us. And once you have an offer from our company, there’s no obligation whatsoever for you to accept it. We promise that the decision of whether or not to sell your home will always be totally left up to you. If you do decide to sell your home to us, the process will go fast and you even get to pick a closing date that fits your schedule!

How do you calculate cash offers for properties?

Our fast house buying process is not complicated. We analyze the most recent comparable home sales in the area where your property is located to get an estimate of its current value. Then we make adjustments to the price we can offer on your property based on its condition and any needed repairs. This is the best way to come up with a fair price to offer for your property, since home values constantly fluctuate based on local real estate market conditions.

How do you differ from real estate brokers and agents?

Real estate brokers and real estate agents make money off of property listings. They market your home, while locking you into an exclusive seller’s agent contract for 6-12 months in most cases, which is the average time that it takes to sell a home in many areas today. Their only goal is to make a total or partial commission on your home when and if it eventually sells, based on which agent finds a buyer for your property. With agent commissions averaging around 5%-6% of a home’s sales price, owners can easily lose thousands of dollars in the process of selling a home, when using an agent. But what’s worse is the prospect of a home that doesn’t sell.

Owners really take a hit, when they’re locked in a home selling contract, losing money on a property every month, that’s often located in a depressed housing market which is also probably worth much less than what they owe to the bank. Homeowners in dire situations like this really can’t afford to wait on a real estate agent to find a buyer for their home. That’s where professional property buyers like us come in. Our company can make an all-cash offer on your property and you can close the deal, pay off your mortgage and even possibly walk away with some much needed cash in your hand in a little as 7 days, instead of waiting months on end to get rid of your unwanted property. We’re not like traditional buyers who comb over a foot-long checklist when buying a property. We’re not looking for a home in a certain neighborhood, a certain school district or a certain location close to our job. We’re looking for properties with only one thing in mind: is it a good investment that we can quickly buy, repair and sell (or rent) for a profit?

Do you always make fair offers for houses?

If a house is not in need of extensive repairs we can make offers that are near full retail, but if the home has a lot of differed repairs we would need to receive a fair discount.  This allows us to fix up the property at our own expense and resell the property to new owners, while making a modest profit. We work with people in all kinds of situations who see the value in selling their property fast without commissions or costly repairs. Our company purchases real estate in a wide range of prices and helps owners get much needed cash out of their homes in the shortest amount of time, with no out-of-pocket expenses, which they commonly face when selling a house using an agent. The convenience and simplicity of selling your home to professional house buyers can’t be matched, when compared to the alternative of slowly going broke on a property while waiting for a buyer, possibly ruining your credit or getting sued, while being constantly stressed out by calls from bill collectors. We offer a winning solution for many property owners with limited options to otherwise liquidate the value in their homes. There’s never any pressure to accept our offer, so you can just walk away if the numbers don’t match up to your needs.